Our Financial Strength
Royal Neighbors' financial strength and stability is another way we provide... Insurance with a Differencesm.
As a non-profit fraternal organization, our conservative financial management philosophy and our committment to safe-guarding our members' interests produces results that will make you confident in your purchase.
Financial Overview
Assets: more than $719.2 million under management
Certificateholders' surplus ratio: 30.8% - exceeding the estimated industry average of 8.0%
Solvency ratio: of 1.44 compared to the industry average of 1.09
A.M. Best rating of A- Excellent (4th highest out of 15 possible)
(as of December 31, 2009)
Read Royal Neighbors' full financial report in the 2009 Royal Neighbors Annual Report.
In more than a century:
- NEVER have we failed to fulfill a contractual obligation to a member or a beneficiary
- NEVER have we failed to respond to a member in urgent need of assistance
- NEVER have we reduced or eliminated member benefits because of a downturn in the economy
Still have questions? Read answers to your frequently asked questions about our financial approach in Strength and Stability.
