Insurance with
a Difference
Life insurance that gives back to your community.
Plan for tomorrow while making a difference today, with life insurance from an organization that puts communities first.
Earn Up to
5.5% *
Grow your savings with confidence through secure, guaranteed annuity solutions.
*The current 10-year MYGA rate for premiums of $100,000 and above is 5.5%. Rates are subject to change without notice. Customers in California have a separate annuity schedule. Refer to annuity rate sheet for complete details.
Secure peace of mind for loved ones
Insuring Lives
Supporting Women
Serving Communities
Protecting Futures and Securing Lifelong Stability
Getting the right life insurance is important for your financial future. But we’re more than just a safety net; we provide comprehensive member programs tailored to your unique needs.
View Products
Empowering Women to Inspire Meaningful Change
For more than 130 years, Royal Neighbors has served the needs of its members, women, their families and communities, not only by providing financial security but through its platform for philanthropy.
View Membership
Supporting Communities with Purpose and Compassion
Located across the country, our chapters are changing communities through their volunteer and philanthropic work in their local neighborhood.
View Community Chapters
Insuring Lives
Protecting Futures and Securing Lifelong Stability
Getting the right life insurance is important for your financial future. But we’re more than just a safety net; we provide comprehensive member programs tailored to your unique needs.
View Products
Supporting Women
Empowering Women to Inspire Meaningful Change
For more than 130 years, Royal Neighbors has served the needs of its members, women, their families and communities, not only by providing financial security but through its platform for philanthropy.
View Membership
Serving Communities
Supporting Communities with Purpose and Compassion
Located across the country, our chapters are changing communities through their volunteer and philanthropic work in their local neighborhood.
View Community Chapters
Real stories of Insurance with a Difference.SM
A Legacy of Empowerment
Meet the 2025 Nation of Neighbors℠ award and grant recipients.
Read More
Easing Financial Concerns for Single Moms
If you’re a single mom, you have a lot on your plate: from your children’s day-to-day well-being to ensuring your…
Read More
Five Reasons Millennials Should Consider Life Insurance
If you’re part of the millennial generation, life insurance might not be on the top of your to-do list, but…
Read More
Experience the Difference
As a Royal Neighbors member, you join a legacy of caring and support, where communities thrive through the collective efforts of those dedicated to making a difference.
*Annuity Disclosure
Multi-Year Guaranteed Annuity (Form Series 21211512). Rates shown are for illustrative purposes only and are subject to change. The stated rate of 5.5% represents a current interest rate for a specified period and is not guaranteed beyond that period unless expressly stated in the contract. Actual crediting rates, terms, and availability may vary by product and state.
A fixed annuity is a long-term, tax-deferred product designed for retirement savings, and has limitations, including Surrender Charges and Market Value Adjustments. Guaranteed for the first three, five, or ten Certificate years, after which a new renewal rate will apply to a second guaranteed period of the same number of years. Contractual provisions and limitations may vary by state, including potential surrender charges and fees. Withdrawals may be subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal tax penalty.
Products are underwritten by Royal Neighbors of America (NAIC #57657), an Illinois corporation with its home office in Rock Island, Illinois. Membership required. Royal Neighbors of America is licensed in all states and the District of Columbia, except AL, AK, HI, LA, MA, NH, and NY. Not all products are available in all states, and product features may vary by state.
Not insured by the FDIC or any other governmental agency. Guarantees are backed by the financial strength and claims-paying ability of Royal Neighbors of America. This material is for general informational purposes only and is not intended as financial, legal, or tax advice. You should consult your financial professional before purchasing any insurance or annuity product.